Paypal exchange rm to usd = 3.257 rate, but exchange usd to rm = 3.055 rate only!!

Paypal charge 3.65% rate to ur customer when ur customer transfer money to u.

paypal charge 3.055% rate to u when u withdraw money, and Paypal also charge rm3 if withdraw less than rm400.

You exchange 3.257 rate to buy products and u sell at 3.055 rate to customers + u need to pay extra rm3... Can you see paypal company eat so much money?

There are some people willing to buy your Paypal credit with higher rate, I found 1 of them from http://forum.lowyat.net/topic/1352998/all

You might curious why people want to buy Paypal credit since Paypal credit is not worth in value. The answer is because some people doesn't has credit / debit card to top up credit into their Paypal account, so they willing to pay you cash and asking you transfer the credit from your Paypal account into their Paypal account.

I am not sure is it paypal set the currency rate or real market currency rate is rm to usd = 3.257 rate but usd to rm = 3.055 rate? Is it the real currency rate to exchange usd to rm is 3.055 only? Or this low rate is only happen in Paypal?

If you want to learn more about paypal, click Question 7 on this page : http://ki5.blogspot.com/2010/07/frequently-asked-questions.html.

Western Union is good for transferring money to family & friends NOT for purchasing things online!
Published: 17 Mar 2009 02:02:29 PST
This scam is becoming one of the most common scams used by scammers. Essentially, a Western Union scam is any scam that takes place using the Western Union method of payment.
Most commonly, there is a situation where a buyer pays for something via Western Union, and then never receives what was paid for; or the buyer pays for an item via Western Union, and then receives an item of a value far lower than what was actually paid for.

A lot of cheaters selling contact lens, fashion cloth and beauty products to cheat people's money on the Internet in Malaysia. They receive the money from the buyers but they won't delivery the products to them because actually they don't have the products, they are just a cheater.

The worse case :
My sister is selling contact lens online. The cheaters cheat people that they are working for my sister, the cheaters ask the customers bank in money to their bank accounts, then they will ask my sister delivery the stock. But after they received the money in their bank, they run away. The customers call my sister "why so many weeks already but I still didn't receive the products"? My sister answered "I didn't receive your payment yet, so how can I send you the products"?

Some cheater doing preorder, they can cheat more money because they receive money from many buyers before closing date of preorder, they can get many customers and money within 1 or 2 month.

Some cheater doing wholesale, they can cheat more money too because the customers buy big quantity of products.

Police won't catch of online cheaters, so you don't need to waste your time go report to police. Police will say the buyers are the one who willing to pay money to the cheater, so nothing wrong with that. What?!!! Newspaper already published the news about those online cheaters including their bank account info also show on the newspaper. Why the police still didn't take action to catch those cheater? Malaysia police is suck? Police are not interested to handle this issue? Damn, they let the cheaters continue spoil the online business / e-commerce!!! Now many buyers are not dare to buy products through internet because worrying the seller is a cheater.

Can you guys take some serious action on it? If you want to report a cheater, you can use the comment box at below to post a comment to tell me the information of the cheater :
1) Bank name of the cheater.
2) Bank account number of the cheater.
3) Bank owner/holder's name.
4) The products that you bought from the cheater.
5) The amount of money that you have paid.
6) Your name.
7) You phone number or email address.
Then I discuss with some of my government friends see what they can do. Thank you.

Next time if u want to buy things online, u must verify is the seller a cheater or not? before u buy thing from him. It is easy to verify the seller. Some website allow buyers leave comments to sellers only if the sellers received the money already and the buyers received the products already. So if the seller has many good comments, sure he is a good and real seller. For example, if a seller receive 450 comments from buyers, and 98% of comments are positive, there are 2% of negative comment. So he is consider as a real seller because 2% maybe is some of his competitor trying to spoil his business image. Please shopping and buy things at http://ebay.com.my or http://lelong.com.my because this two websites allow you verify are the sellers real or cheaters by checking how many good comments they received from buyers.

Steps :
1 Go sign up an account from http://blogger.com or http://wordpress.com. Then login to your account to create a blog there. Then post many attractive articles to your blog.

2. Go sign up a Google Adsense account from https://www.google.com/adsense. You need to give the following information during sign up: website URL, website language, name, address and telephone number.

简单啦。你付RM80/RM100注册+启动一个Infinity Downline户口，然后叫人从你的Infinity Downline网站注册一个户口，然后叫那个人付你RM80/100，你收到钱之后才可以去你的Infinity Downline网站启动他的户口，他的户口被启动之后才可以让其他人加入他。他的户口被启动之后才可以免费观看全部教育影片学习新知识。

you don't know what is the power of networking that can help in all kind of business, all business also involve in selling products and service, no matter you are a lawyer, software enginer, doctor, businessman, you also need many customers to buy your products and service, then only you can make profits. You sure fail your business if you don't have thousand of potential customers/clients contact lists on your hand, because all the networkers can copy your products and services, then promote to their own potential leads in their network. So your competitors sure eat up your entire market, make you lose profits and cause you business fail.

Unless you telling me you don't plan to be a boss, you just want to be normal workers, like spending your whole day, month, year and life to work work work to earn money. There is different between work smart and work hard, your option is work hard, meaning you need to spend 30 years to work, then only can retire. All those networkers like infinity downlines members, they building their own potential customers/clients contact lists now. They just need to spend 2 years to work smart, then they can retire already. No need to work anymore after 2 years. See my blog about the different between work smart and and work hard > http://ye5.blogspot.com/2010/06/working-smart-change-your-life.html

In your mind, you are still stick with old thinking. The world is change, business model is change, all traditional model of business sure won't success if you are not a networker, unless you make your business become MLM or CDM model form and you need to depend on us since we all are pro networkers in future. Without us, your business will fail. If you want to learn how to success and how to build a new model of business, here is the info : http://cgi.ebay.com.my/Internet-Work-from-Home-Job-/220628593827?cmd=ViewItem&pt=LH_DefaultDomain_207&hash=item335e7d2ca3"

if you want to create your own business in not MLM or CDM format, those rich networkers see your products or services is quite demanding for many people, they will copy your products and service, and then invite all the members in their network to buy the products and services, they 1st day already has 10,000 customers and after those 10,000 customers use the service and products, they happy and satisfy, then will promote to their friends. How about you? you 1 day only has 10 customers, how to fight with pro networkers like us? Sure you will fail in all business if you are not a networker and if your business is not MLM or CDM model!

Amway last time is MLM pyramid, Amway recently only change to CDM, Although Amway is CDM now, but their products price is still MLM marked up price, that's why their products are still expensive if compare to CDM company products. Even Amway is CDM, it is still a pyramid selling. Furthermore Herbal Life, Marry Kay, Easy Phamax all also still MLM direct sell, why they all are legal? So you said Pyramid Selling is illegal is wrong! If you don't believe, you google search what is different between MLM and Pyramid selling, there is no different between them, they just using products selling to hide their pyramid structure, they still pay commission base on pyramid structure.

Infinity Downline system is sure legal. Think yourself, if it is not legal, why until now still nobody being catch? Why until now still no people kena saman? Only those Chinese Politicians and anti-Infinity Downline people are not happy with Infinity Downline. They cannot do anything, what they can do is spoiling our market only. They cheat us that Police will take action, but it won't happen! Police will not take action because it is legal. Please don't follow their foolish.

Infinity Downline is not pyramid scheme. Let's say Peter sign up Michelle, then Michelle sign up Kenny. So Peter is on top level, Michelle is on middle level, Kenny is on bottom level. If Peter found 10 members, Michelle found 100 members, Kenny found 50 members, 2 of Michelle members moved up to give Peter, so Peter now has 12 members only, and Michelle still have 98 members. 2 members of Kenny also moved up to give Michelle, so Michelle has 100 members now, and Kenny has 48 members only now. So,
top level has 12 members
middle level has 100 members
bottom level has 48 members
So, how can this form a pyramid shape?
infinity downline is not pyramid scheme, it is legal

Infinity Downline is not a pyramid scheme. Infinity Downlines is just an affiliate program, you go see Nuffnang, Clickbuck, Commission Junction, Clickbank, Google Adsense, Associate Amazon, Bidvertiser. All are legal affiliate program, you dare to say google adsense is illegal? You are funny. They all affiliate program don't need license on the country, if the country is not legal to join this affiliate program, their website will block that country, that country cannot open that website anymore. Infinity Downlines didn't block Malaysia, because Malaysia is legal to play their affiliate program.

聪明的人看得懂，精明的人看得准，高明的人看得远。人生最重要的不是努力，不是奋斗，而是抉择。 生意，可以掌控努力与投资，却无法掌控结果。人生得意时找出路，失意时才有退路，宝马都有备胎，您的人生呢？所见所闻改变一生，不知不觉断送一生。学历代表过去，财力代表现在，学习力代表将来。下对注，赢一次；跟对人，赢一世。今天的优势会被明天的趋势代替，把握趋势，把握未来。人若把自己框在一定的范围内，就容易限制了自己的思维和格局。人生三阶段：比才华；比财力；比境界。没有目标的人永远为有目标的人去努力。学识不如知识，知识不如做事，做事不如做人。

Read this in other languages : English | Bahasa Melayu

Infinity Downline 的17个特点 ：
1 - 100％不是一个骗局。
2 - 100％合法。
3 - 0％的风险。
4 - 所有人都可以加入这系统，没有年龄限制，没有国家限制，没有种族限制。

Interested to play an Online Earning Money Game? Just need to pay RM11 only already can earn RM48,000 in 2 weeks. This game is available for all 18 years-old and above people. This game is available for ALL countries in the world!

This game won't spend you so much time, you just need to spend 15 minutes to sign up, then spend 1 hour to find two members to sign up to join you. Then you don't need to do anything already. Your job is completed already. You just need to wait for coming 10th 20th 30th day on the month to receive the money!!!

How this work? Simple! U pay RM11 to register an account under me, so u are my member, I can earn RM0.35 from your RM11. Then you ask another 2 people to pay rm11 to join under you become your members, you earn RM0.35 x 2 people = RM0.70. At the same time, I earn your RM0.70 from your two members too.

Totally has 17 levels, so 2 x 2 x 2 x 2 x.... 17 times.
So when 1 people pay RM11, the company need to pay RM0.36666 x 17 = RM6.2332 to all members on the 17 levels.

So what you have to do is just pay RM11, then invites two friends to pay RM11 to join you, then you don't need to do anything already, you just need to wait your two members invite other 2 members, then other 2 members invite other 2 members, use your calculator to count. 2 x 2 x 2 x 2 x 2 .... 17 times = 131070 members already! You can earn RM0.36666 x 131070 members = RM48k!! Yeah!!

Ofcourse if you want to earn the RM48,000 in more shorten time, you can invite as many members as possible by yourself. For example, if you just invite two people to join you, there are only 2 people are helping you to find new members. So, if you invite 20 people to join you, there are 20 people are helping you to find new members, so it will be more faster to earn the RM48,000.

There are a lot of this online networking earning money games on the market. So far I found 7 of them already. So, after you have 131070 members from this game, you can earn RM48,000 from this game. Furthermore, you can move all your 131070 members to other new game to earn another RM48,000 in maybe just 2 to 5 days!! Yeah!!!

I know it is slow money earning system, because you can earn RM0.36666 per person, you must wait until get 30 members already then only you can earn RM11. If we count that all members at particular level can get 2 new members in a week, we need to wait four month only can have full members on all the 17 levels, we need 4 month only can earn RM48k. How if all members on particular level just can get 2 new members in 1 DAY?? It is 7x faster to get the RM48k, which is 17 days only!! It is about 2 weeks + 3 days already can earn the RM48,000 ! WOW! For more information, please visit this website > http://3usdollar.com/public/how-it-works.php

The company pay us money every 10th 20th 30th day on a month, so meaning 1 month we can receive 3 times salary!! Yeah! So, there is no point for us to worry it is a scam! And it is just RM11 only! Compare to RM48,000 after 2 weeks, which 1 will you choose? Fast join me!

This job won't spend you so much time, you just need to spend 15 minutes to sign up, then spend 1 hour to find two members to sign up to join you. Then you don't need to do anything already. Your job is completed already. You just need to wait for coming 10th 20th 30th day on the month to receive the money!!! You can don't need to wait until earn RM48,000 only take out the money, you can take out your money anytime even you just earn RM50, or RM100 also can take out the money already.

1)- Go https://www.libertyreserve.com/en/signup/step1/index.aspx?ref=U0996504 to register,
NOTE: YOU MUST RECORD DOWN THE PASSWORD, MASTER KEY, LOG IN PIN .

2)After that click Log in, go to your hotmail.com or yahoo.com, check mail, you should receive your Username, something like U1234567, insert that and key in the password that you got just now.

3) Go http://3usdollar.com/member/register.php, you put my username zac1987 onto "Referrer" field. Then you create your own username onto "Seat 01" field. (Please remember your this username, because you need this username to invite other people join you become your member in future).

Packages
A- ($3/RM11)- Seat 01= you only own 1 seat
B- ($9/RM33)- Seat 03= 3 seats you own, and you earn X3 than package A!
C- ($21/RM77)-Seat 07= You own 7 seats, and you earn X7 than package A!

4) Pay money.  Please bank in RM11 (Seat 01) or RM33 (Seat 03) or RM77 (Seat 07) to my bank account. Please come back to email me at 2aek@live.com.my to tell me the date and time that you bank in money.
My Bank Account Information:
Maybank
Name: Ang Eng Keat
Email: 2aek@live.com.my
Bank Account Number: 107126074177

5) I will transfer money to the company, then the company will activate your account. You will receive an email from the company about telling you the payment is receive and your account is activated, then you can start finding people to join you already.

---

There are two types of people. 1 is working smart, another 1 is working hard. You want to work like cow, working hard, I cannot stop you. I just suggest you a way to working smart.

Please see the different between option 1 (work smart) and option 2 (work hard) on this picture, I hope you will choose option 1 on this picture :

Read this in other languages : 华语 | Bahasa Melayu

The 17 keys of Infinity Downline affiliate program :
1 - 100% not a scam.
2 - 100% legal.
3 - 0% risk.

Do you want to earn extra pocket money or income?

Do you know famous super markets such as Sunshine? Giant? Jusco? Pacific? Imagine every customers buy daily things from the super markets, u can earn 7% to 25% from each of them! let say 1 day has 200 customers and each of them buy RM20 things.So, 200 x RM20 = RM4000. You can earn 7% from the RM4000 which is RM280 per day!

You don’t need to be like a salesman ask people to buy thing from you. Why? Because people every month will automatically go to supermarket such as Tesco, Sunshine or Giant to buy daily use products such as shampoo, toothpaste and milk. The supermarket will pay you commission if the customers are your members.

That's why you will still continue get your salary when you are not able to work anymore. You don't know what will happen to you tomorrow! sick? death? or getting old so unable to work anymore. That time there will be no income for your family. So please work for this Internet Job to secure your family and yourself.

You don't need pay money to buy stock and don't need to sell stock, it is 100% not direct sale. No people like to sell things, because the more you sell, the more friend you will lost, right? Here, you don't have to sell anything!! And you can work for it through the Internet at your home. 100% do not need to go out from home!

To work for this job, you:
- Don't need to buy stock.
- Don't need to sell product.
- Don't need to talk.
- Don't need to waste time delivery products.
- Don't need to go out from house.

No need any experience since we provide Online training classes to you to teach you how to do it.

Please click the link > http://housebrand-good4u.thetwigroup.com to register yourself, then I will contact you though email.

Name: Zac
HP: 016-4833944
Email: 2aek@live.com.my
Website: www.facebook.com/zac1987

1 - NuffNang advertisement. You can register an account at www.nuffnang.com.my to start earning money. Kenny Sia is making about RM12,000 per month by using NuffNang. Reference > http://forum.lowyat.net/index.php?showtopic=1159920&hl=nuffnang

Who want to earn some pocket money through the Internet?

There are some website that give u money if you uploading your files to their website:

Steps:
1 - Register an account. It's free, fast and easy
2 - Upload a file to us using one of the tools that we provide, and copy the download link
3 - Post this download link on your website or just any forum or blog where people share their files
4 - Now every time a user downloads your file, you earn up to 2 cents. Relax and watch the money flow!

The more people download your files from their website = the more money you can earn. So if you have a file that you feel got many people want to download it, go ahead upload it to the website and start earn money!

You can upload your files such as songs, video, software, games, pictures to them. the more people download them = the more money you earn.

Below are the website that will pay you money as what I said above:
http://www.easy-share.com
http://cash.uploading.com/?cod=znycss7n
http://uploadbox.com/en/registration/123662
http://hotfile.com/register.html?reff=17374
http://depositfiles.com/signup.php?ref=zac1987

Earn money through bloging such as blogspot.com and wordpress.com

1) Selling your own service or product
Let’s say you were an electrician by trade. You could start a blog sharing your advice and also allow people to contact you for your services. Or what if you were a retired electrician? You could create a product called something like, “101 best ever electric DIY tips” and sell it via your blog.

These are some of the fastest growing products and services that sell on the web:
Products:Books, Gifts, Gadgets, Software.
Services:,Web design, hosting, marketing, building, Writing, graphic design.

2) Google Adsense
It is one of the most popular ways to earn money on the internet. Here, you host the ads of other web merchants on your blog. When any user clicks on the ad, you get a portion of the revenue generated. But here, you have to test where to place the adverts. The best place is normally just under the title of the post and before the blog post text starts. But you have to test it. Change the adverts to a different place on your blog and see what difference it makes to your income. One thing I will add – don’t expect to become rich via AdSense. You have to have a huge amount of daily traffic visiting your blog before you start seeing even only $100 a month.

3) Adding affiliate banners and links
Affiliate marketing is basically, where you introduce the buyer to someone else’s service or product, and for the introduction and ultimate sale you receive a commission percentage. Look at almost any blog and you will see banner type adds for products. If you were to click on one of the banners and buy the product, the owner of the blog would receive a commission for that sale. Commissions can be as high as 75%, so if you were to display the right banner ad, you could make a lot of money.

Some of the bigger affiliate marketing companies where you can search for products to promote includes:

Click Bank: http://www.clickbank.com
Pay Dot Com: http://www.paydotcom.com
Commission Junction: http://cj.com/publishers/

4) Amazon is the largest affiliate company around
You can sell Amazon products on your blog. The niche of your blog will determine whether you can make money via Amazon. Again I’m personally in the wrong niches to make any serious money. You have to sell a lot of books at $10 when you are only getting 5% or 10% to make anything serious. But if you are in any physical good niches like TVs, gadgets etc then you can make a good income by selling Amazon products.

5) Writing product reviews
This is another form of making an income via affiliate marketing. Write a review via a blog post of a product or service you have used and benefited from. I recommend you actually use the product or service and benefit from it before you write your review. That way your review will come across as more personal and believable.

6) Selling links
If you have a high traffic to your blog and have obtained a high page rank (PR), you can earn money by selling links i.e. someone puts their link or banner on your site for a monthly fee. If your blog has a high PR, its space can be sold to other bloggers / web merchants. The money that you earn depends on the PR of your blog. Higher the PR, more money you can get.
On my sites, I use all methods listed above except Amazon.

For more information, please check out here :
http://myblog2day.com/what-is-blogging-and-how-do-people-make-money-online.php Don't forget to read all the comments/feedback that people gave to the article, there might be some useful suggestion and idea to guide you earn money though blogging!

Wah. RM0.10 cent * 2 for 30 time = rm51,000,000 (rm51 million!!).
RM0.20 x 2 x2 x2 x2 x2 ...(30 time) = rm51,000,000
open a calculator, then press 0.1 then press * then press digit 2   
then press the = button for 30 times (i mean keep pressing = for 30 times). then you got the answer! It is 51,000,000

Join member to Amway, it's free, then ask 2 frens to join under u. so every month they pay rm10 to buy Amway shampoo/soap, u can earn rm0.20

Then when the two frends ask another 2 of their own frens to join them, so under you got 6 people d, so you earn rm0.60 d.

Continue like this, if under you got 30 layers of people, then you can earn rm51 million per month. So cool.


Who want to earn RM51,000,000 per month? Just send me a comment to say that you want join me become my downline, then every month go Tesco buy Amway shampoo at RM10 to let me earn rm0.10 from you per month. Haha.

Do you know Amway got so many products now? It is like Sunshine and Tesco Gaint, sell so many things. Amway got soap, shampoo, vitamin, water bottle, comb, tooth brush. You can buy any of them but must make sure over RM10 so that I can earn your rm0.10.

I have google search see got bad comments of Amway products or not. I google search it for 6 hours! But cannot see a bad comment to amway products!! only can find many good comments there. Got a people said use Sun Silk shampoo wash your hair can cause hair fall, so you Amway shampoo is better, won't get hair fall.

The Amway people told me :

"The amway people told me when you are old, you still need to work. but if you join amway mlm, u still can get big salary per month when old without working, you can travel around the world that time."